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 Commercial Rates
Georgia Mortgage is a value added lender
We have mortgages to fit your every need
| Commercial Real Estate Loans $100k to $3 Million |
| Program Features |
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- Long term fixed rate financing
- Flexible fixed rate terms - 10, 15, 20, and 25 Yr term
- Streamlined underwriting
- Low Legal Expenses
- Quicker, easier, and less expensive closings
- Credit Impaired
- LTV to 90% (with strong compensating factors)
- LIV and Stated Income (65% Max LTV, Rates Score Driven)
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| Term |
Rate |
| 3 yr |
2.95 |
| 5 yr |
3.45 |
| 7/15 |
3.75 |
| 7/20 |
3.85 |
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Rates current as of 10/01/2011.
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Eligible Property Types
Multi-Family (5+ Units), Retail, Industrial, Office, Mobile Home Parks, Self Storage Facilities, Hotel/Motel, Senior Care, Mixed Use, Shopping Centers, Office Condos |
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| Apartment Loans $100k to $2 Million |
| Program Features |
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- 5 Units and up
- Mixed Use (add 1/2% top rates at right)
- Purchase 80% Loan to Value
- Seller Financing allowed
- Refinance-Rate and Term to 80% / Cash out to 75%
- Debt Service Coverage around 1.20
- Low Appraisal Fees
- Low Overall Lender and Underwriting cost
- Environmental typically not required
- Inspection not required in most cases
- No Pre-payment penalty if property is sold
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| Call today for a no-obligation analysis of your mortgage needs. Georgia Mortgage offers plenty of options, a common sense approach, and prompt courteous service. |
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